THE CARDTUNED DATABASE
Bread Cashback American Express Credit Card
Issuer: Bread Financial / Comenity · Network: American Express
Unlimited 2% cash back on eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR verified; see the live application.
- Regular APR
- 18.99%–33.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2% | Unlimited — cash back on eligible purchases Activation not required Enrollment not required |
Additional benefits
• No foreign transaction fee
• Access to eligible Amex Offers (Individual offer conditions)
Restrictions to know
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Issued by Comenity Capital Bank. No current public welcome-bonus or introductory APR was confirmed; this does not mean targeted offers cannot exist.
Who can apply
U.S. applicant of legal age; subject to identity, income and issuer credit approval.
Credit profile: Not Public / issuer underwriting applies