THE CARDTUNED DATABASE
BJ's One+ Mastercard
Issuer: Capital One · Network: Mastercard
5% back on most BJ's purchases; 2% elsewhere; 15¢ per gallon discount at BJ's Gas
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | back on most BJ's purchases |
| Eligible purchases | 2% | elsewhere |
Additional benefits
• 15¢ per gallon discount at BJ's Gas
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Who can apply
Subject to Capital One approval; an active BJ's membership at the applicable tier is required for membership-linked rewards and benefits.
Credit profile: Not Public / issuer underwriting applies