THE CARDTUNED DATABASE
AAA Daily Advantage Visa Signature
Issuer: Bread Financial / Comenity · Network: Visa
5% grocery stores; 3% gas/EV charging, wholesale clubs, streaming, pharmacy and qualifying AAA purchases; 1% other purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$100 statement credit after $1,000 in purchases within 90 days of account opening
- Spending requirement
- $1,000 in purchases
- Time window
- First 90 days
Offer last checked: 2026-09-28
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Groceries | 5% | grocery stores |
| Selected categories | 3% | gas/EV charging, wholesale clubs, streaming, pharmacy and qualifying AAA purchases |
| Other purchases | 1% | other purchases |
Restrictions to know
Grocery-store, wholesale-club and gas-station purchases share a combined $500 cash-back limit per calendar year. After this limit is reached, purchases in those three categories earn 1% for the rest of that calendar year.
Who can apply
AAA membership not required to apply under current terms.
Credit profile: Issuer underwriting applies; no universal public score cutoff