Explore credit cards

3% on dining and entertainment; 3% eligible pay-with-Venmo purchases; 1% other purchases. Up to 4% on eligible dining/entertainment transactions split and repaid in Venmo within 30 days.

3% dining/entertainment and eligible pay-with-Venmo purchases; 1% other purchases. An extra 1% on qualifying split dining/entertainment transactions requires repayment in the app within 30 days. Eligibility, merchant coding and current reward terms apply.

1 point per $1 on eligible purchases; points can be redeemed for gift certificates, direct travel booking or cash back.

Points expire after 60 months and are capped at 400,000 points per membership per year. Business membership and credit approval required. Foreign transactions incur a 1% fee.

No rewards

Promotional financing: 0% introductory APR for first 6 months

This card does not earn rewards. The six-month intro rate applies under current disclosure terms; a variable APR applies afterward. Membership and approval are required. Foreign transactions cost 1%, and the secured option requires collateral under separate terms.

Points redeemable for cash, gift cards or merchandise

Rewards apply to eligible purchases under Veridian’s program terms; returns, credits, balance transfers, cash advances, fees and cash equivalents do not earn points. The intro rate lasts six months under current disclosures, then a variable APR applies. Membership and approval are required; foreign transactions cost 1%.

1.5% cash back, up to 2% with qualifying Loyalty Program activity

The 2% rate requires digital statements plus qualifying payroll direct deposit or at least 10 qualifying checking transactions per month; otherwise the rate is 1.5%. Membership and approval are required. Foreign transactions cost 1%, and the APR is 11.65%–24.99% variable.

4% in Verizon Dollars at grocery stores, gas/EV charging, restaurants and qualifying Verizon purchases other than bill payments

Rewards governed by Verizon Dollars program; inactivity/service-closure forfeiture rules apply.

5¢/gallon ongoing fuel statement credit; 3 points/$1 on Wawa non-fuel purchases; 1 point/$1 on other eligible non-fuel purchases

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Fuel earns gallon credits, not points. Every 2,500 points yields an automatic $25 Wawa gift card. Paper statement fee $1.99. Wawa loyalty rewards are separate.

Rewards on qualifying Wayfair-family purchases; exact rates and financing options vary by card version and offer

The store card is limited to the Wayfair Family of Brands; only the Mastercard is accepted elsewhere and earns outside-category rewards. Financing purchases earn 5%, not 7%. Reward Dollars have no cash value and may be forfeited if the account or program participation ends. Returns, credits and excluded items do not earn rewards. Outlet-store purchases are excluded.

Unlimited 2% cash rewards on eligible purchases

• Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

The $100 offer requires $500 in net purchases within 3 months. Balance transfers made within 120 days qualify for the introductory rate and fee; rewards apply to eligible net purchases.

Unlimited 3X restaurants, travel, gas, transit, popular streaming services and phone plans; 1X other purchases

• Partner transfer options and redemption values can change.

Bonus categories depend on Visa merchant coding. The 20,000-point offer requires $1,000 in net purchases within 3 months; eligibility restrictions and channel-specific terms apply.

No rewards focus; introductory APR card

Promotional financing: 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers; transfers must be made within 120 days.

Qualifying balance transfers must be made within 120 days of account opening and a balance-transfer fee applies. After the introductory period, a 17.49%, 23.99% or 28.24% variable APR applies. Cell phone protection requires payment of the monthly wireless bill with the card and is subject to exclusions, limits, and deductible.

Unlimited 2% cash rewards on eligible business purchases

• Rewards apply to eligible net business purchases after returns and credits. Advances, balance transfers, fees, interest and cash-equivalent transactions do not earn rewards. Business eligibility, liability, employee-card controls, merchant coding and applicant-specific pricing apply. No earning caps or categories; rewards do not expire while the account remains open.

Rewards apply to eligible net business purchases after returns and credits. Advances, balance transfers, fees, interest and cash-equivalent transactions do not earn rewards. Business eligibility, liability, employee-card controls, merchant coding and applicant-specific pricing apply.

Up to 5% back in rewards; introductory in-store reward promotion may apply

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

7.5% back in rewards on qualifying WHBM purchases; Mastercard version also earns 2% at eligible grocery stores and restaurants and 1% elsewhere

Approval may be for the WHBM private-label card or WHBM Mastercard. Outside-WHBM acceptance and rewards apply only to the Mastercard. Rewards exclude gift cards, third-party merchandise and other ineligible purchases; merchant coding controls 2% categories.

Up to 5% back in rewards; introductory in-store reward promotion may apply

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

5X eligible Hotels by Wyndham purchases; 3X eligible dining, grocery, gas and EV-charging purchases; 1X other eligible purchases

Welcome-bonus tiers have separate spending windows and the hotel tier requires eligible Hotels by Wyndham purchases. Grocery rewards exclude Target and Walmart; Vacation Club down payments are excluded from base earnings. Rewards and hotel benefits require eligible net purchases, a linked Wyndham Rewards account and compliance with Barclays and Wyndham program terms. Balance transfers must be made within 45 days to receive the introductory APR.

5 points per $1 on eligible products at the digital Microsoft Store; 3 points per $1 on eligible streaming and dining-delivery services; 1 point per $1 on other eligible purchases

• Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. Brand or club bonus rates apply only to qualifying purchases at participating merchants; promotional financing, certificates and cardmember offers have separate terms and generally cannot be combined unless expressly allowed. APR, fees and approval terms are governed by the current application and card agreement.

Rewards depend on eligible net purchases and merchant coding. The three-month Game Pass Ultimate benefit is limited to eligible first-time members. The two gift codes require $7,000 in purchases within the first 12 months and are subject to delivery, redemption and expiration terms. Returns, credits, fees, balance transfers, cash advances and cash-equivalent transactions do not earn points.

Unlimited 1.5% cash back on eligible net purchases with automatic redemption

Cash back is based on eligible net purchases; returns, credits, transfers, cash advances and fees do not earn rewards. Intro purchase APR lasts six months, then the 13.25%–22.25% variable APR applies. No separate public cash/points welcome bonus is listed.